Florida lawmakers released a property insurance bill that would create a $1 billion reinsurance fund, seek to reduce insurance lawsuits and force more people out of the state-created insurer of last resort even if it means property owners pay more.
The 123-page bill was filed Friday night, less than three days before lawmakers begin a special session on insurance, property tax relief for Hurricane Ian victims and reducing tolls for frequent commuters.
“The goal we all share is for Florida to have a robust property insurance market that offers homeowners the opportunity to shop for insurance that meets their needs and budget. We also want to make certain that when damage occurs, claims are paid promptly and fairly,” Republican Senate President Kathleen Passidomo said in a news release.
Florida’s insurance woes have been ongoing for years. The legislature held a special session in May to try to stabilize the market.Then came Hurricane Ian, which made landfall on the southwest coast and crossed over the peninsula, causing widespread flooding and damaging and destroying homes and business.
Many of the issues lawmakers will take up this week build on the May special session. A state reinsurance fund aims to insurance companies from becoming insolvent or leaving Florida and attempts to reduce lawsuits related to claims.
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