If you're starting the new year in debt, here are a few things to help you get back on track Curiously
Around a quarter of us have started the new year in debt, according to a new survey, and many will be wondering what they do to stay on top of them.
“Add up any debts, including bills, loans, credit cards and any money you might owe friends and family, so you have one figure in mind. It can be daunting, but remember, you aren’t alone.”Mahsoub added: “The best thing to do is to put a budget in place to help you plan your spending, and it’s a good habit to get into for manging your money all the time.
“There are lots of charities, such as Citizens’ Advice or StepChange, ready to offer free, impartial advice.”Borrowing money is a decision to be weighed up carefully – and there may be alternatives such as using money from savings instead. It may also be worth checking your credit score and making “soft” credit searches, which do not leave a footprint behind on your score, to check your potential eligibility for credit.
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