The median home in the US requires a down payment of $78,400. First-time buyers are worried they can't swing it.
of significant inventory, it's no surprise that personal finances have become a chief source of worry for first-time buyers.
"Low inventory, steep competition, and high prices in many areas across the US are fueling fears for buyers and creating an even more daunting undertaking for those entering the market for the first time," TD researchers wrote. For people like Courtney Zaelit, a first-time homebuyer from Bedford, Texas, the uptick may be just enough to keep them from competing in this year's oversaturated and overpriced market.
Frustrated with the homebuying process, Zaelit and her family have returned to renting. This is a familiar tale for many first-time buyers, especially as the demographic seems to be having the most difficulty at finding affordable options in this year's white hot housing market. "The combination of higher home prices, rising construction costs and moderately higher interest rates will exacerbate housing affordability conditions and
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