Consolidation among the U.S.'s smaller banks in recent years has raised con...
ST. LOUIS - Consolidation among the U.S.’s smaller banks in recent years has raised concerns about the rise of financial “deserts” in rural communities, and of megabanks gobbling up neighborhood institutions.
Federal Reserve Governor Michelle Bowman, appointed to the central bank because of her community banking background, arrived at an annual community bank conference here with a different message: it isn’t all that bad. “This fact challenges the notion held by some that small scale or operating in a very limited geographic area is a disadvantage and it shows that many small, locally focused banks are performing well in a changing and challenging marketplace,” Bowman said.
Bowman, a former Kansas community banker and state bank commissioner, is the first to serve that role.
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