Experian go can generate a credit score for those without one: Via ForbesAdvisor
in the U.S., and an additional 21 million can’t develop a score using the most common credit-score models used by lenders today.
By using Experian Go, anyone can create a credit report even if they don’t already have any lines of credit open just by allowing Experian to verify their identity. In other words Experian creates a credit report, albeit a blank one, that gets you established in their system. But how valuable is this service really?Using Experian Go requires a mobile phone and access to the Internet. To start, download the mobile app and enroll in an Experian membership, which is also free.
If you don’t have enough existing information to create a score, the app will make recommendations on how to start your credit-building journey. Some of the recommendations may include opening aSomething to be aware of is that Experian may earn money through partnerships with any of the products it recommends, like newor other lines of credit. This means that you may get limited information about which credit products to apply for.
If applicable, you may be encouraged to connect any utility payments to your credit history using theIs Experian Go Necessary for Folks With No Credit?
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