Yes, these are scary times. But that doesn't mean you should head to the bank, drain your accounts and put your cash under your mattress.
Bank deposits are insured by the Federal Deposit Insurance Corp. And the FDIC has some helpful guidelines on its website to answer questions consumers may have right now.First and foremost, the FDIC points out that any deposits with a bank will continue to be protected up to at least $250,000. European countries operate similar deposit guarantees, although the maximum insured amounts differ."The safest place for your money is inside a bank.
Dirty money: The case against using cash during the coronavirus outbreak"The banking sector is so much better capitalized right now than it was during the 2008 financial crisis. Regulations have only benefited them. Liquidity is there," said Matt Daly, head of corporate municipal teams at Conning, an asset management firm."This crisis feels a lot different than 2008. That was a true challenge to the plumbing of the financial system. We don't have that now," Daly added.
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