This couple, who paid off $200,000 in debt and is on track to 'retire early,' focuses on earning instead of saving—here's why. (via CNBCMakeIt)
A key to building wealth is to change your thinking, says Kiersten. Don't think that your income is limited to your salary or an hourly rate set by your company: "Your salary is not an indication of what you're worth or what your time is worth. That's just what that company decided for that job — and the irony of the system is, if you are a black person or a woman filling that job, you're still getting paid less than what it's worth.
Understanding the racial wealth gap is "something that inspired us to explore entrepreneurial routes to earning income," says Julien. By sharing their story, the Saunders hope to show that the FIRE movement, which lacks diversity and traditionally has consisted of mostly white members, can be a viable option for marginalized people.
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