'I owe my mum £6,000 but I can't stop spending'
"My income fluctuates, but when I have a bit more, I do spend it rather than save it," she said.
"Although I am squeezed, I don't want to compromise on the opportunities and experiences that the kids have," she said. The 27-year-old, who earns £27,000, sets himself a monthly allowance but said this quickly goes on petrol, food and other essential items. Joseph admitted he does question whether he should be spending on these items, given the soaring cost of living but doesn't want to miss out on things that bring him joy.
These "squeezed spenders" recognise the need to cut back some of their spending but generally prefer to borrow, dip into savings or use buy-now-pay-later schemes, rather than allow money worries to get in the way of purchases.
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