Congress to grill top regulators over bank collapses

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Congress to grill top regulators over bank collapses
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Two congressional committees are set to begin hearings on the recent collapse of two major banks.

Two congressional committees are set to begin hearings Tuesday in Washington, D.C. on the recent collapse of two major banks.The Senate Banking Committee is expected to grill top U.S. bank regulators after the failure of Silicon Valley Bank and Signature Bank, and the near collapse of First Republic Bank, to prevent future failures.

A new study by the Social Science Research Network suggests 186 banks could fail, just like Silicon Valley Bank, if half of the depositors withdraw their money. There are 4,700 banks insured with FDIC. Unlike insured depositors, uninsured depositors could lose their deposits if the bank fails. Financial literacy expert Suzanne Norman from Alliance For Lifetime Income said now is the time for a financial checkup.

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