ESSAY: “When my students ask about life after college, I am realistic in describing what it is like to live with loans,” writes jon_fitzgerald. “But I can also speak from experience when I say that their education will open doors.”
I was an 18-year-old high school senior — soon to be a first-generation college student — when my mom tried to help me understand the implications of taking on student loans. It’s painful to admit it now, but I basically ignored her warnings. “Everybody has college loans,” I remember saying. “I’ll get a good job after college and pay them back in no time.” I may have even uttered the phrase I’ve become infamous for in my family, “Money comes in, and money goes out.
I also worked while I was in college and grad school … a lot. I sorted mail in the college mailroom, sold computer printers at Best Buy, made fudge in a tourist town candy shop, cleaned bathrooms at my parents’ bed and breakfast inn, manned the front desk of a small motel, and ran the projector in the Omni Theater at the Museum of Science. That is to say, I worked nonstop and still needed loans to fund my education.
So, you can imagine my utter joy and relief when President Biden announced a plan to forgive $10,000 in student loan debt for low and middle-income borrowers. And, as if that wasn’t enough, I was thrilled to learn that, as a Pell Grant recipient, I am eligible for an additional $10,000 in relief. I stand to see two-thirds of my loan debt canceled. My family’s financial outlook today looks a lot different than it did just two weeks ago.
There is hardly a part of me today that wasn’t shaped in a significant way by the things I learned between the ages of 18 and 22.
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