Checking accounts come with a variety of benefits but there are some pitfalls you should avoid, too.
If you need a bank account to pay for everyday expenses like bills, groceries or other purchases, you'll want to open a checking account.If you don't have, no longer have or are considering a new checking account, you're not alone. Some 7.1 million U.S. households don't have a bank account, including checking, the Federal Deposit Insurance Corporation estimated.
Some banks offer overdraft 'protection.' Under federal law, you must give permission to 'opt in,' to this feature before banks can charge fees for it.In recent years, some banks some banks eliminated overdraft fees after the Consumer Financial Protection Bureau started examining the practice.
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