If you’re looking to pick up some extra cash as a delivery driver and using your own car, be aware of possible auto insurance consequences
on your own car insurance policy). Amazon’s coverage only applies when you’re driving during a delivery block and does not cover any passengers.Domino’s Pizza plans to hire about 10,000 employees, including delivery drivers, in response to demands due to the coronavirus outbreak. Many Domino’s Pizza stores are locally owned franchises and owners can purchase commercial car insurance coverage types such as non-owned car liability insurance.
Postmates offers an “excess” auto insurance policy of up to $1 million dollars in liability coverage per accident for property damage and injuries you cause to others. You are required to carry your own car insurance. Postmates’ coverage only kicks in after your own policy limits are exhausted. Uber’s coverage can also cover you between deliveries, if your own insurance doesn’t. This is for the time period when you are available and awaiting your next assignment. If your auto insurance policy doesn’t cover you during this time, Uber’s commercial policy has up to $50,000 for bodily injury for one person per accident, $100,000 for bodily injury to multiple people in one accident, and $25,000 for property damage in one accident.
If you’re in a car accident during a gap in coverage, your personal car insurance company could deny coverage, meaning you could be stuck with property damage and medical bills.
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