There's room for everyone on this raft
Household debt on the rise
Millennials owed an average of $47,283 in unsecured debt in 2022 with 87 per cent owing credit card debt, and one in three carrying student loan debt as well. Student debt makes up about 30 per cent of their total unsecured debt. “The average insolvent millennial is just 33 years old, yet they are 1.7 times more likely than baby boomers and 1.4 times as likely as generation X to file insolvency, relative to the population,” said Ted Michalos, Licensed Insolvency Trustee said in a press release.Article content
That’s a massive shift from the peak pandemic times, when many consumers used all that cash they saved not dining out, travelling or commuting to work to pay down their debt.
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