Everything you need to know about travelling right now
'If anyone is looking to cancel a trip, make sure you review your travel insurance policy.,' Stuart Lloyd, Travel Insurance Expert at Columbus Direct, comments. 'If there is no mention of epidemics or reference to the FCO included within the list of things that are covered under cancellation, then there is a good chance that any losses from not traveling will not be covered by the policy.
'Unfortunately, choosing not to go on holiday due to fear of contracting Coronavirus or any other illness, is not something that your travel insurance would provide cover for,' Stuart continues. 'So, if you are due to travel to a country or region that the FCO has not advised against travelling to, but cancel the trip anyway, this will definitely not be covered.
That said, your travel insurance does still stand while you're there. 'If holiday makers decide to go ahead with their trips, as long as these are to areas that the FCO has not advised against traveling to, their medical costs will be covered and assistance will be provided, if they are diagnosed with the virus while travelling,' Stuart adds.
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