BBC News personal-finance correspondent Kevin Peachey answers your mortgage questions.
Firstly, if a landlord faces higher mortgage costs, they may want to put up the rent.
If a renter is an aspiring first-time buyer then securing a first mortgage is getting more expensive, so they may be renting for longer than planned.The long-established theory is that raising interest rates makes it less attractive for consumers to borrow and spend money, and more attractive to save.With inflation running at five times the target of 2% and set to accelerate, the Bank of England is expected to raise rates sharply.
The first is that mortgage rates had been at a very low level for a decade, but are now rising quickly. That is a shock and, for many borrowers, one they have never experienced before. How will interest rates affect the housing market and is the UK is on the verge of a recession?- NickUK may already be in recession - Bank of England
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