Apple’s move into the crowded “buy now, pay later” space has raised the stakes for the fintech companies that pioneered the trend.
"As interest rates start rising and inflation starts rising, all the chickens will come home to roost."
"Do I pay my gas bill or do I pay off the armchair I bought three years ago on interest-free credit that is coming due?" McManus said, warning that"excesses always come back."through an internal subsidiary Sebastian Siemiatkowski, CEO of Klarna, said the launch of Apple Pay Later marked a"great win for consumers worldwide."Ken Serdons, chief commercial officer of Dutch payments start-up Mollie, said Apple's BNPL feature"raises the bar" for fintechs operating in the market. Mollie offers installment loans through a partnership with fellow fintech firm in3."It will be hard for players with a subpar proposition to compete effectively against the best players out there.
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