Christine Michel Carter has written for Forbes since 2016 and has over 18 years of experience in editorial writing.
Generative AI, or gen AI, can potentially exacerbate the racial economic gap in the U.S. by a staggering $43 billion annually, according to McKinsey researchof every dollar of new household wealth, and the consequence of the racial economic gap is an intensified struggle for financial security, reduced opportunities for wealth accumulation, and heightened economic challenges for Black households striving to achieve stability and upward mobility.if models are trained with historical biases.
Limited AI readiness might impact access to opportunities like homeownership, education, and credit for Black families. According to McKinsey, new wealth created by digital and AI capabilities flows through an economy where the median Black household has onlyToday’s interaction between AI and education is a crucial battleground that will significantly impact the future of Black families, and one organization is ready to engage in this fight.
Furthermore, Dr. Womack emphasizes the pivotal role of financial literacy in bolstering generational wealth, especially for working Black families. He calls for increased engagement and interest among undergraduate Black students, recognizing the transformative potential of AI-powered or -enabled Fintech platforms in providing personalized financial literacy education.
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