81% of banks would work with partners for digital transformation – underscoring how digital banking may not need to be a competition between incumbents and startups:
by Finextra in association with the EBA. Other options didn't even come close, as only 8% said building a new operating layer of their own, 6% cited outsourcing processes, and 5% said creating a new bank on the side were the best strategies.
This collaborative attitude underscores how the rise of digital banking may not need to be an all-out competition between incumbents and startups and may even tilt the scales in the direction of collaboration.And banks seem to be coming to grips with this idea, as around half of financial services companies by Lloyds said they have completed deals to acquire fintech firms or take a minority or majority stake in them.
In September alone, there were prominent examples of this, including JPMorgan and Wells Fargo (both of which joined a $54 million Series B funding
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