Reports suggest that Chancellor Jeremy Hunt is preparing an Isa shake-up which could make it easier for savers to take advantage of improved rates.
The Autumn Statement could provide a ‘brilliant opportunity’ to tweak Isa rules, according to experts
Current rules already allow people to open multiple Isa accounts in a tax year, but they need to be different types of Isa – for example, a saver may open a stocks and shares and a cash Isa in the same tax year. “It’s already a cornerstone of people’s savings and investment, but this is a chance to make it shine.”
Dean Butler, managing director for retail direct at Standard Life, part of Phoenix Group, said: “Savers who subscribed to a fixed-rate cash Isa earlier this year will have watched as the rates available on the market climbed higher and higher. “The case for taking out multiple investment Isas within a tax year is less obvious given many providers offer access to a wide range of different investments within the Isa wrapper already, but in those cases where customers want to access a specific investment that’s not available to them or a specific product feature, it could be a useful addition.”
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