U.S.-based housing advocates say eviction and foreclosure moratoriums don't go far enough to protect the most vulnerable amid the coronavirus outbreak.
While housing advocates praised the Trump administration package as an “important first step,” they said that by excluding renters, an often economically vulnerable population, it does not go nearly far enough.
“We need big-scale solutions,” said Andrea Shapiro with the Metropolitan Council on Housing, a New York-based advocacy organization.Renters tend to have lower incomes than their homeowner counterparts and cannot tap into the equity in their homes for a credit line it in case of an emergency. And a disproportionate number of renters are African American, Hispanic and other minorities.
The measures vary in scope, and have included a monthslong reprieve for renters and homeowners who can show that their inability to pay is related to the coronavirus upheaval. “Behind all of this is the bigger crisis,” Smythe said. “Not having enough affordable housing, not having livable wages and the disparities around income are still with us.”
In Detroit, which has one of the nation’s largest African American majorities and has been particularly hard hit by foreclosures since the 2008 height of the mortgage crisis, homeowners will need relief beyond what’s being offered in the midst of the coronavirus pandemic, said Nicole Small, vice chair of the city’s Charter Commission.
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