A proposed German law requiring Apple to open its NFC tech to other firms could limit Apple Pay's adoption:
third parties access to their NFC technology, so this may be a problem that can be addressed.
Apple is likely opposed to this law because it can limit Apple Pay's adoption and the revenue it derives from its mobile payments business. If other firms can offer wallets with Apple's NFC technology in Germany, Apple device users will have improved alternatives to Apple Pay. Competing payment services can't offer contactless payments through Apple's devices at the moment, though they can use other payment methods like QR codes, which may lead some consumers to use Apple Pay by default.
If Apple Pay's usage dips in Germany, Apple's revenue from the service would drop and hurt its overall performance. Apple
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