Older people could boost their State Pension by more than £6,000 over a typical 20-year retirement.
Older people providing care during term-time or school holidays for children under the age of 12 may be able to boost State Pension payments by more than £6,000 over a typical 20-year retirement period. A single extra National Insurance credit currently adds around £303-a-year on to the full, New State Pension .
However, if the grandparent’s also have a son and provide care for their daughter’s child and their son’s child, there are likely to be two Child Benefit recipients and therefore, two credits are available for transfer. It’s also worth noting that you can put in a retrospective claim for Specified Adult Childcare going back to April 6, 2011.
If you are the spouse or partner living with the Child Benefit recipient and want to transfer the credits to yourself, you need to complete form CF411A - more details here.
Benefits Child Benefits DWP HMRC Retirement Personal Finance
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