Ally allows users to open multiple savings accounts and give them nicknames
that we use for different goals, like taking a trip to Ireland and remodeling our kitchen.
Easy money is the best kind of money. Whether it's a dollar found on the sidewalk or $1,000 won in a raffle, there's no better feeling than collecting cash you didn't have to work for.. I earn interest on the money that's sitting in that account, and it feels like I won a prize every time I check it.What is a high-yield savings account
The difference is amplified the more money you have in the account. If you have a $10,000 savings account at a typical bank and contribute $100 every month, you'd earn $3.80 in interest annually. If the money was in a high-yield savings account with a 1.7% APY, you'd earn $228.80 in one year. Opening a new bank account and closing out an old account is a hassle — especially because you don't see any immediate rewards — soIt can take several hours to open a new account, transfer your money, and close the old account. You also have to make sure any external transfers are switched to your new account. When you're tired and busy, an extra $17.40 a year may not seem worth the effort.
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