The reality is your best chance of getting an affordable rate on your coverage is when you're young and in good health
as part of a benefits package. But, before you think you're set with just that coverage, not so fast, experts warn.
Steiner agreed, telling Business Insider, "Where people make mistakes is making this their only option. Group life insurance likely doesn't provide a significant amount of payout, and if it does, you're paying for it. And if you swap jobs? You're in trouble."Buying life insurance is not something you want to put off. Yet because it's something that people think is far off in the future, they wait too long to get it.
"Policy premiums are going to go up if you develop health conditions or when you get older. Some won't even insure you depending on the condition. If you haven't developed anything troublesome yet, it's a good time to get insurance. Immediately," Steiner said.you name the beneficiaries
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