It can be tough to make retirement savings a top priority with other competing life goals. These strategies can help if you feel you've fallen behind.
For younger workers, the opportunity to save in a Roth IRA with money they've already paid taxes on could enable them to earn decades of compounded growth, he said.In 2022, workers can save anIf you're age 50 or over, you can put away even more throughConsider working a year or two longerIf you're near retirement age, another strategy to consider is working longer.
Even a year or two of extra income can help bolster your financial retirement security, McBride said. The reason: It's more time you have to save and let your assets grow and less time that your money has to support you in retirement.Working longer can also help you delay claiming Social Security, which can significantly boost your eventual monthly retirement benefit checks.By waiting until full retirement age — generally 66 or 67 — they will receive 100% of the benefits they earned. And for every year they wait until age 70, their benefits go up even more.
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