This crucial VA loans benefit makes buying a home easier for veterans and service members. Story from veteransunited
Homeownership is often a dream delayed, especially for younger buyers.
Today, the program is still meeting its original mission, with younger buyers leading the way. Nearly half of all VA purchase loans last year went to Millennial and Generation Z veterans. With most conventional loans, buyers who can’t put down at least 20 percent usually have to pay extra each month for private mortgage insurance . FHA loans come with both upfront and annual forms of mortgage insurance.
For example, buyers who’ve lost a home to foreclosure typically need to wait seven years before being eligible for a conventional mortgage. Veterans who’ve experienced a foreclosure can close on a VA loan in just two years.
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