Here are 5 ways to lower your student loan payments due to the coronavirus:
If the Coronavirus has seriously impacted your wallet, this is how to get lower payments for your student loans.Income-driven repayment plans
are available to federal student loan borrowers and base your student loan payments on your discretionary income, family size and state of residence. There are four main income-driven repayment plans: Income-Based Repayment , Pay As You Earn , Revised Pay As You Earn and Income-Contingent Repayment . Even if your monthly payment is lower, interest still accrues on your student loan balance. After 20-25 years, you can receive student loan forgiveness on the amount forgiven.
you must have Direct or FFEL federal student loans with a balance of at least $30,000. As with income-driven repayment plans, the longer you extend student loan repayment, the more student loan interest you may owe.
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