Alone, people feel helpless. But some very powerful people have expressed an interest in helping us tell the story and resolve the problems, writes investment adviser Terry Savage.
Two months ago, I wrote a column telling the story of an older woman, a widow recovering from heart surgery, who was being harassed by the Social Security Administration demanding a “clawback” of more than $88,000 in benefits she had received over the years — all because had made a mistake in calculating her benefits.
Alone, people feel helpless. But some very powerful people have expressed an interest in helping us tell the story and resolve the problems. Many of these “clawbacks” involve miscalculations of public pension offsets . Others demand repayment of SSDI once people qualify for Medicare.Some Social Security horror stories demand repayment of benefits given to young children of disability recipients.
“I received a letter from Social Security back in 2019, when I was 20, saying that I owed them $12,163. And that I had 60 days to pay them, or else. I was a college student, working a retail job and living with family. “Apparently, Social Security has a benefit for the children of disabled workers, which my mother was and my dad became. So, as their child, ‘I’ received a benefit for being their child, as they were disabled. Which they gave directly to my mother to spend. And which I was never informed of and knew nothing about. She did whatever paperwork to get the money, got the money put directly in her bank account, and got to spend it however she deemed appropriate.
“To anyone of sound mind, this logic is clearly contradictory, deeply immoral, and working against the goal of having these benefits exist in the first place. If you have to appoint a representative payee for someone because they don’t have the competence to be given the money directly, you cannot hold them responsible for paying any of it back if there’s an overpayment.
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