The Social Security cost of living adjustment could increase to 3.2% in response to high inflation. But it’s far from the 2023 record raise and many Americans still struggle to generate retirement income.
When should you start collecting Social Security?
However, eligible Americans can begin earning Social Security benefits at age 62. But doing so would reduce monthly payments by a certain percentage up until full retirement age. That"If you claim Social Security at age 62, rather than wait until your full retirement age , you can expect a 30% reduction in monthly benefits," Fidelity Investments
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