Despite inflation concerns, most middle-income Americans still aren’t leveraging higher interest rates for savings. Here’s what to know.
Despite inflation concerns, most middle-income Americans still aren't leveraging higher interest rates for savings.
But a lack of awareness isn't the main reason why Americans aren't taking advantage of higher rates, according to the survey. The top reason for not moving funds — applying to some 37% of respondents — was because they either don't have any savings or don't have enough to"make it worthwhile." The survey also uncovered a lack of knowledge about the definition of savings products such as certificates of deposit, high-yield savings accounts or money market accounts.from the Federal Reserve this week, experts say savers may consider opening a CD to secure higher rates for a set period of time. While the central bank isn't expected to raise rates, future
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