Give a man a fish and he'll eat for a day. Give him a stimulus check and he'll pay off some credit card debt.
Credit cards are pictured fanned out in New Orleans, on Aug. 11, 2019. The U.S. economy grew faster than expected in the July-September 2022 quarter, the government reported Thursday, Oct. 27, 2022, underscoring that the United States is not in …Give a man a fish and he’ll eat for a day. Give him a stimulus check and he’ll pay off some credit card debt.
And the median balance Americans carried dropped about $200 over that time, GAO said, dipping to $1,529 by the end of 2021. Adjusted for inflation, that’s about 20% lower than the average balance in 2013. Senators who requested the report said it gives them new ammunition to push for continued government support.
Investigators said card-holders who lived in zip codes with majority Black or Hispanic populations carried lower balances but also had higher interest rates and lower credit limits and ended up carrying balances longer than card-holders in White-majority zip codes.Federal Reserve data showed 84% of U.S. adults had at least one credit card account in 2021. Most held one or two cards, but 20% of consumers had five or more cards.
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